Cruise Sweepstakes:How You And Your Relatives Can Evade Cruise Traveling Ripoffs

When you browse over to a cruise win or cruise giveaways agency's Web site, or dial up their 800 number, you may be talking with one of the top cruise-only wholesalers in the nation, a local franchisee of a large full-service travel organization, or a very knowledgeable cruise specialist at a small travel agency. Or, it may be a novice operating off of his or her kitchen table.

So, how can you expose the difference and find a decent, reputable travel agent or agency -- and avoid a bad booking experience?

Unluckily, agents tell us that the traveling industry is not well-regulated, and just about anyone can just print up business cards, hang out a shingle and start advertising travel. The bulk of states do not demand any type of registration, certification, licensing or purchaser protection measures for travel businesses, although this is beginning to change. Bottom line: It is very important to know who you are dealing with.

Your best bet is to talk to friends, co-workers, family and associates and ask them if they have an idea of of a good, trustworthy, local agent who specializes in cruise sweepstakes. But here are a some more tips for preventing cruise travel scams -- and spotting a less-than-legitimate agency and protecting your investment before it's too late.

Pay with a credit card. For your correct protection against either a scam seller of travel or probable supplier bankruptcy, always pay for your cruise fare -- both the first deposit and the end payment -- with a big credit card such as Mastercard, Visa or American Express. Under the Fair Credit Billing Act, you are entitled to protection (via a chargeback of disputed fees to your account) if a dealer fails.

Very important note: This safety may not apply to those utilizing debit or check cards; it's very important to check policies with your issuing bank before you charge.

Ensure your money is in the appropriate hands. After you've made a payment, evaluate your credit card or bank records and make sure that any applicable charges originate straight with the cruise line, not with the traveling agency. That way, you'll find out that the cruise line has definitely received your money. If you must make payment by check or money order, it should be made out payable to the cruise line -- not to the organization or to an individual.

Get correct verification of your reservation. Insist on getting the actual cruise line's verification numbers, not just a confirmation number from your organization. Not only will you then know that your info and money is in the right hands, but you'll also be able to preserver shore excursions, restaurant bookings and spa appointments (where available) on the luxury cruise line's Web site.

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